Design your Home Loan Discount!!!

Given the pervasive  presence of the computer and Internet. One can apply Direct over the Internet for your home Loan.
This will save you close to 30 points off the home loan, forever.
This is because the cost of loan delivery and processing by the Bank is much lower, part of this lower cost is passed onto you the borrower. Increasingly, over the next few years the public will be able to access these loan products. Just as we apply for cheaper Airplane flights, and last minute Hotel bookings, internet adverts for property.  This will  become pervasive for Home Loans. No great suprise here, its already available. Some key internet banks include ANZ Direct, ING Direct, UBank, every major bank has an internet Direct loan product.

For the FREE ebook

1    Return to the top of the page, right side

2    Enter your name and email

3   Click , Send Me the Ebook

4   Check at your email, to download your book.

Help for First home buyers, on interest!

I  Note some simple ideas, to negotiate a lower interest rate for the home.
1    Always research the market via websites like infochoice or, iselect, or cannex

2    Always know as much as possible before you interview the Mortgage Home Loan Originator, as they can be real busy, and want to work with well informed and qualified buyers.
3     Discover that a ” professional deal ” home loan pack, can have a discount of 8o Points below published deals.
4     Consider the ‘Introductory rate” deals with discounts of up to 80 points, always check the reversionary interest  rate.

5     Always include all income streams, like welfare, family payments, overtime, rents, Dividends, Part time work : in order to present the strongest possible deal.

6    There are today, special deals for Union members, this can be an 80 point discount.

7    Consider up to 100 point discount for shareholders in some of the major banks and insurance companies.
8     My strategy is:If one buys the second hand, home and does some renovation, one might only need a smaller home loan.

In order to apply for the ebook

1  Return to the top of the page, right side

2  Enter your name and email

3  Click, Send Me the Ebook
4  Check at your email, to download your book.