Design your Home Loan Discount!!!

Given the pervasive  presence of the computer and Internet. One can apply Direct over the Internet for your home Loan.
This will save you close to 30 points off the home loan, forever.
This is because the cost of loan delivery and processing by the Bank is much lower, part of this lower cost is passed onto you the borrower. Increasingly, over the next few years the public will be able to access these loan products. Just as we apply for cheaper Airplane flights, and last minute Hotel bookings, internet adverts for property.  This will  become pervasive for Home Loans. No great suprise here, its already available. Some key internet banks include ANZ Direct, ING Direct, UBank, every major bank has an internet Direct loan product.

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FREE ideas, to design BUDGET,easy home renovating.

Given one factor that might be holding many people from renovating is the cost, I note some budget ideas.
1  Subdivide your home renovating project into small achievable pieces.

2  Prioritise these pieces, into high impact renovation ideas and lower impact value ideas.

3  Establish a TEAM of Tradespeople and Professionals who work regularly.Initially, consider the Grey Army,Spinners or Jims
4  Discover rebates and discounts on Insurance, with your Insurance Broker.Check on the internet at Iselect.
5  Discover Bonuses and discounts with your Bank, via a reputable Mortgage broker.
6  Establish Property Management discounts and bonuses with your Property manager.
7  Negotiate Bonuses and discounts with your Real Estate agent: like sharing the cost of advertising.
8  Agree certain rebates and bonuses with your professional Property Staging manager.
In these ways, a property renovator or property investor, can achieve major advantages, between 20% and 40%, not FREE, but good savings here. Potentially, you can build an enterprise, that will secure your financial future !!!
9  By dealing with your TEAM, regularly, offer them a CASH bonus for finding good deals!
10  Why would all these professional services be able to qoute at a discount to you ?
Well I advocate with them, that repeat or regular work, cuts their marketing costs. Ideally, if marketing was costing them 25% of sales, they can afford to give you a 25% discount! This works for me. All big deals are carefully checked against Internet sources for competitive qoutes.
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