Water from the Desalination Plant
April 6, 2011 by Tim
Filed under environmental features, Renovating, tips
The full cost of water from the Desalination plant for Melbourne will be around nine times the cost of dam water. The running costs annually will also be very high, as the Desal plant will need its own power station. Ken Davidson, in The Age, estimates, household water bills will soar from $1,400 to $3,000 by 2012, an then keep rising at 7.4% compounding! Recent impost include the carbon tax and GST components, to your water bill. I expect this will be quite a shock for most people. Largely, its will be a big rise in State taxes. So I have put on tanks, grey water system and new smaller dual flush loos. While, the government has promised households will be rated at the cost by volume: this hasn’t yet happened. I suggest one read all the Environmental Features posts to find some water saving ideas.The latest information is the government says, any future rise in consumption will attract higher water bills.What can one do? Measures to moderate water consumption might include, aerated water taps, dual flush toilets,low flow shower heads, efficient front loader wash machine and efficient dishwasher.
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Second jobs, an income ideas
April 2, 2011 by Tim
Filed under Finance, Renovating, tips
1 Review your friends and network for ideas, like group gardening, book keeping, cleaning, collecting cars wrecks for scrap, renovating sportcars fro collectors.
2 Try a second income, like vending machines, ATM machines or sell products at Sunday markets.
3 Write ebooks, reports or critics, for the world market to sell on the Internet.
4 Transfer your skills into Internet products, like DVDs, Youtube videos, or reports: in order to convert them to passive streams of income.
5 Build a business based on a growing Database via Facebook, Clickbank, Craigslist, backpage, lorque, Kuji, Gumtree or Ebay.
6 Trade shares,or options for profit. A lower risk strategy might be hold mutual funds.
7 Invest in high income, Industrial property, or Short stay apartments or car parks.
8 Joint venture with a Capital partner, by buying double block and earning via subdivision.
9 Consult clients as a business coach, an learn from your clients.
10 Use the Internet to buy and sell websites.
11 Find raw developmental or tumble down houses land for developers, and earn a finders fee. Over time you might learn thebusiness of development from your clients.
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Work,as a way to build Savings for your home Renovating.
March 29, 2011 by Tim
Filed under Finance, Renovating, tips
Here, I note several ways many of my pals have designed their careers, to build the Initial capital to get into Home Renovating.
1 Work as a geologist to discover minerals, find $6Bn goldmine.
2 Work at a remote mine, where many living expenses and rent are paid by the company.
3 Work in Africa, for the U.S. government, thus most expenses are covered and at a reduced tax rate.
4 Put wife out to work, in a highly paid medical field.
5 Work for a major listed company, and take all bonuses an part salary, as cheap options for big tax advantages.
6 Work as a Financial Planner, thus studying all the best investments all day.
7 Work for a listed company, that gets taken over.
8 Work part-time as Fund Manger for the family wealth.
9 Work overseas in a low tax area, like Hong Kong or Africa.
10 Work as a tax agent, thus meet and learn from, the business people.
11 Work part-time as a local councillor, thus meet the business people, learn about the future growth of your suburb.
12 Work as a Property Manager and thus learn from investors.
13 Work as Building Property Management rights owner and find discounted units for sale.
14 Work at two jobs, not recommended,unless one builds capital.
15 Work in a capital gains protected area,building capital, like home builders.
16 Work at a big Mutual society an get takeover, by a listed company.
17 Work as a Mortgage Broker, an learn from your clients an deals all day long.
18 Work as a successful real estate agent and discuss deals all day!
I have drawn worked in six of these careers, others are my pals,so they are all real cases.
Paint, a Best home Renovating Product
March 29, 2011 by Tim
Filed under new building products, Renovating, tips
Paint must be seen as a likely loss leading product, in big box hardware stores. Just as beer and milk are the loss leaders for the big grocery chains, Woolworths and Coles.
The Home Depot clone, Bunnings claim it has secured a great deal from Taubmans to broaden the product and colour range, offer training to Bunnings staff and cut throat price discounting. Lowes/Masters discount hardware store, is likely to have similar deals with its suppliers, when it opens in October, 2011 in Braybrook,Victoria. The paint sales person can give you test paint pots, always apply this in a hidden area.
Bunnings has discount paint, from Nippon and the IN brand. I always prefer the better quality paint, as I have bought the discount paint and found it did not cover so well. Paint will appear darker, the larger the area you paint. Your labour is far too valuable to spend time on poor products like cheap paint. It required me to apply several coats, an turned out more expensive in the labour area. Always buy the best quality brushes or wool rollers, as poor quality will create work with moulting bristles or fribs.
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Tips for First Home Buyers
March 28, 2011 by Tim
Filed under First Home Buyers, property market, Renovating, tips
One of the hardest things for many First Home Buyers is establishing the saving psychology to start. Everyone knows, just how hard it is to Save: given a third of your income is rent, a third in taxes and a third on living.
Given, once you have bought, it is entirely likely, that the Bank Home repayments will be much like meeting the rent. Its the Deposit, that’s the hard thing.
Below, I set out a few ideas, hope they strike a chord with you.
1 Research, the current First Home Buyer grant, these have been running on and off since 1963. The programme is often changing, but with newer Home loan guidelines, you can use this as a large help to meet the Deposit. Consult www.sro.gov.au
2 Recognize that the Stamp Duty saving to First Home Buyers are a massive saving for you: organise your thinking to grasp this saving.
3 Study, the renovation game, for example, there are many TV shows which highlight the renovation opportunity. A renovation may create a deposit, if you live in a modest home and do it up.
4 Research ways to increase your income, such as renovating cars,{which is tax free}, or weekend jobs with your circle of pals.
5 Research ways to save on expenses, such as, convert your car to LPG, save $50 bucks a week.
6 Save on holidays from the Internet, at sites like www.stayz.com.au, www.lastminute.com.au www.travelzoo.com/au www.wotif.com.au www.expedia.com.au
7 Save on groceries, by shopping at bulk stores, Costco, Aldi, Get Fresh or Farmers markets.
8 Save on furniture and clothing, by buying at Clearance stores, Factory Outlets, Sunday Markets or Salvos stores.
9 Ask your relatives about an Equity Guarantee, as security for your loan.
10 Ask all your friends an pals for saving Ideas and Income ideas.
11 Organise all Christmas and Birthday presents to be made in cash, as a savings measure.
12 Run a modest Home based business, in order to, claim the legitimate tax breaks, on cars, rents, library, office expenses, clothing, telephone, Internet, research and study tours. Modest businesses are being started on Ebay and Sunday markets.
13 Read magazines, like First Property Buyer, or their website at www.firstpropertybuyer.com.au
14 Are you prepared to allow some pals to live in your home and help with the Bank repayments?
15 Are you prepared to live as a House Sitter, during a short term, rental saving phase?
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